Terms & Services

Beta Version Notice

Our Site and tokenization services are currently in a beta phase and may contain limitations, errors, or incomplete features. The Site is provided for preliminary use and testing purposes only.

Use At Your Own Risk

By accessing or using the Site, you acknowledge and accept all associated risks, including potential technical issues, incomplete functionality, or regulatory uncertainty.

Shariah Alignment

Our Site is being developed in alignment with Shariah principles. However, unless expressly certified by qualified authorities, we do not represent or warrant that all services or Tokenized Assets are fully Shariah-Aligned at this time. Users seeking Shariah-Aligned investments should conduct independent due diligence.

No Investment Guarantee

We do not guarantee investment returns, liquidity, or specific outcomes from participation on the Site. All investments involve risk, and you should carefully evaluate your objectives and seek independent advice before investing.

Data Privacy

User data is collected and processed in accordance with our Privacy Policy. We do not collect any sensitive personal information and encourage users not to share sensitive personal information. Please view our Privacy Policy at www.zamanathq.com/privacy-policy

Feedback Welcome

As we continue to develop and enhance the Site, your feedback is highly valued. Please share any issues, suggestions, or comments with us at [email protected].

Changes

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice before any new terms take effect. What constitutes a material change will be determined at our sole discretion or as required by applicable laws. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new Terms, in whole or in part, please stop using the website and the Service.

User Registration

To use our Site, you must register for an account. You agree to keep your password confidential and understand that you are responsible for all activities that occur under your account and password. We reserve the right to remove, reclaim, or change any username you choose if we determine, at our sole discretion, that the username is inappropriate, obscene, or otherwise objectionable.

Minors

The Site is intended for users who are at least 18 years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) are not permitted to use this Site. If you become aware that a minor has gained access and using our Site, you must notify us immediately at the contact information given below.

Services

The Site provides technology infrastructure that enables users to: (a) issue, administer, and transfer tokenized assets (“Tokenized Assets”); (b) access and, where permitted by applicable law, participate in investment opportunities made available through the Site; and (c) use custodial, compliance, and reporting tools, which may be provided or operated by third parties.

Limited Role. Unless expressly stated in applicable offering or product documentation, the Site is not the issuer of Tokenized Assets, is not a broker-dealer, investment adviser, exchange, or custodian, and is not a party to users' transactions. Any custody, compliance, or reporting functionality may rely on third-party services, for which those third parties remain responsible.

No Guarantees. The Site does not guarantee liquidity, marketability, price performance, financial returns, successful fundraising or investment outcomes, listing on any secondary market, or the continued availability of any Tokenized Asset or opportunity.

Payments

Beta Access: The Services are currently offered in a beta phase. During beta, ZAMANAT does NOT process any transaction or charge any platform fees, subscription fees, or usage charges for access to the Site.

Pricing: We will update these Terms accordingly when we introduce any paid tiers, fees, or charges. We shall provide at least thirty (30) days advance notice via email and/or in-product notice. If you do not agree to the pricing, you may stop using the Site before the effective date; continued use on or after that date constitutes acceptance of the pricing.

User Representations

• All information you provide (including for registration) is true, accurate, current, and complete, and you will promptly update it.
• You have legal capacity and authority to enter these Terms (and to bind your entity if applicable) and you are not a minor in your jurisdiction.
• You will maintain only one account unless we approve otherwise, keep credentials secure, and notify us promptly of any suspected unauthorized use.
• You will use the Services only for lawful purposes; you will not access via bots, scripts, or other non-human means, and you will not circumvent geoblocking, identity checks, or access controls (including via VPNs or anonymizers).
• You are not in, or a resident/organized under, a restricted jurisdiction, and you are not a restricted or sanctioned person; you will not use the Services for the benefit of such persons.
• You will cooperate with our AML/CFT, sanctions, and fraud-prevention checks and provide requested documents; funds or digital assets used with the Services are lawful and not the proceeds of crime.
• You will not use the Services for illegal, fraudulent, manipulative, or abusive conduct (including market manipulation or deceptive practices).
• You will not treat the Site content as legal, tax, accounting, or investment advice, and you will comply with all applicable securities, commodities, and financial services laws.

If any information is untrue, inaccurate, not current, or incomplete, or if you breach these Terms, we may suspend or terminate access, freeze or restrict transactions, and refuse current or future use of the Services to the extent permitted by law.

Acceptable Use

You are responsible for your use of the Site and its features. You agree that you shall not use the Site for the Prohibited Uses stated below. It should be noted that we reserve the right to terminate access to and use of the Site at our sole discretion.

Prohibited Uses

You agree to use the Site solely for lawful purposes and in compliance with all applicable laws, rules, regulations, and ordinances of any jurisdiction, as well as applicable international laws and treaties. Any unauthorized or unlawful use of the Site is strictly prohibited and may give rise to civil or criminal liability.

To the maximum extent permitted by applicable law, you agree that you will not, and will not permit any third party to:

• Reverse engineer, disassemble, decompile, de-obfuscate, or otherwise attempt to derive the source code, object code, underlying ideas, algorithms, file formats, or non-public APIs of the Site or any software or hardware comprising or supporting the Site;
• Access, navigate, or search the Site by any automated means, tool, software, agent, engine, or device (including bots, spiders, crawlers, scrapers, avatars, or intelligent agents) other than through interfaces expressly provided by ZAMANAT and solely as necessary to interact with the Site for the purposes permitted in these Terms;
• Use the Site in any manner that could impair, overburden, damage, disable, disrupt, or interfere with the integrity or performance of the Site or any ZAMANAT digital properties, or with any other user's or third party's use or enjoyment thereof;
• Mirror, frame, or reproduce any material or content from the Site, or claim any right to access, view, modify, or create derivative works of any ZAMANAT source code or object code;
• Access or attempt to access any systems, data, materials, or information not intentionally made available or provided through the Site, including by circumvention of any access or security control;
• Remove, obscure, alter, or tamper with any copyright, trademark, logo, notice, instruction, warning, label, hyperlink, or other proprietary rights notice contained in or on the Site or the Services, or on any third-party website, software, or content embedded in or accessible via the Site;
• Remove, obscure, alter, or interfere with any notice, banner, advertisement, announcement, or other branding displayed on the Site or the Services;
• Construe or rely upon any content, communication, email, or other information made available via the Site or the Services as investment advice, a recommendation, an offer, or a solicitation by ZAMANAT or any of its affiliates, licensors, service providers, officers, directors, employees, or agents (collectively, “ZAMANAT Parties”);
• Use any content or information obtained through your access to or use of the Site or the Services for any commercial or investment activity outside the Services without ZAMANAT's prior written approval.

If we believe that you have engaged in any of the foregoing prohibited activities or otherwise violated these Terms or applicable law, ZAMANAT may, to the maximum extent permitted by applicable law and without liability to you: suspend, limit, or terminate your access to the Site and/or any account; remove or disable access to any content; take any technical and legal measures deemed necessary or appropriate to protect the Site, ZAMANAT, users, and third parties; report suspected unlawful activity to law enforcement and cooperate with investigations; and pursue all remedies available at law or in equity, including injunctive relief and recovery from you of all damages, losses, penalties, fines, costs, and expenses (including reasonable attorneys' fees) arising from or relating to your violation of these Terms.

Third Party Links

The Site may feature links to websites that are owned and operated by third parties. Please be aware that ZAMANAT does not have any control over the content published, operations or business practice of these external sites. By using any such third-party product, service, or functionality originating from or accessible through our Site, you acknowledge that the third party's terms and privacy policy apply to your use and that ZAMANAT may disclose information to such third parties as described in ZAMANAT's Privacy Policy at www.zamanathq.com/privacy-policy. You are responsible for reviewing applicable third-party terms and policies.

We do not make any representations or warranties regarding the accuracy, reliability, or relevance of the information found on these linked websites. Users are encouraged to visit the third party links and view their terms and conditions and privacy policy.

ZAMANAT: (a) does not provide investment advice or recommendations; (b) is not a party to, and has no control over, the delivery, quality, safety, legality, or any other aspect of any goods, services, or transactions with third parties (including other users); (c) does not warrant that any buyer or seller will complete a transaction or is authorized to do so; and (d) is not responsible for, and disclaims all liability arising from, any investment, transaction, loss, or dispute you may have with any third party.

Any investment you choose to make on or through a third-party platform is solely at your risk and between you and that third party. You must resolve disputes directly with the third party; ZAMANAT disclaims any and all liability in relation to any third party platform or sites.

Confidentiality

“Confidential Information” is non-public information one party (“Disclosing Party”) shares with the other (“Receiving Party”) that is marked confidential or should reasonably be understood as confidential given its nature and the context of disclosure. It includes business plans, pricing, technical and security information, product designs, documents, guides/reports, the non-public terms of these Terms, and non-public user or customer data shared to provide the Services.

Confidentiality: Neither Party shall disclose or use any Confidential Information of the Disclosing Party for any purpose outside the scope of this Agreement, except with the Disclosing Party's prior written permission.

Protection: Each party agrees to protect the confidentiality of the Confidential Information of the other party in the same manner that it protects the confidentiality of its own proprietary and confidential information (but in no event using less than reasonable care).

Compelled Disclosure: If the Receiving Party is compelled by law to disclose Confidential Information of the Disclosing Party, it shall provide the Disclosing Party with prior notice of such compelled disclosure (to the extent legally permitted) and reasonable assistance, at the Disclosing Party's cost, to provide the Disclosing Party the opportunity to contest the disclosure.

Remedies: If the Receiving Party discloses or uses (or threatens to disclose or use) any Confidential Information of the Disclosing Party in breach of confidentiality protections hereunder, the Disclosing Party shall have the right, in addition to any other remedies available to it, to seek injunctive relief to enjoin such acts.

Survival: These confidentiality obligations begin on disclosure and survive for five (5) years after the later of disclosure or termination of the Services. Trade secrets are protected for as long as they remain trade secrets under applicable law.

Intellectual Property Rights

“Intellectual Property” means any and all patents, trademarks, domain names, website designs and layouts, service marks, trade names, registered designs, copyrights, database rights, business names, logos, trade secrets, technical and commercial know-how and all and any other similar type of proprietary information which subsists or will subsist now or in the future in any part of the world, whether it can be registered or not.

Ownership: Except for the limited rights expressly granted in these Terms, nothing in these Terms transfers or assigns any intellectual property rights between the parties. All right, title, and interest in and to the Site, and the Services—including their design, look and feel, content, selection and arrangement, software, code, features, and functionality, and all associated trademarks and branding—are and will remain the exclusive property of ZAMANAT and its licensors.

Limited License: Subject to these Terms, ZAMANAT grants you a personal, revocable, non-exclusive, non-transferable, non-licensable, limited license to access and use the Site solely for your own lawful, personal use.

Feedback License: If you provide ideas, suggestions, enhancement requests, recommendations, comments, bug reports, or other feedback relating to the Site, or Services (“Feedback”), you grant ZAMANAT a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, transferable, and sublicensable license to use, copy, modify, adapt, create derivative works from, distribute, display, perform, commercialize, and otherwise exploit the Feedback for any purpose, without attribution or compensation to you.

Disclaimer

THE SITE AND ALL CONTENT, FEATURES, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ZAMANAT AND ITS SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS, AND SERVICE PROVIDERS, AND THEIR RESPECTIVE HEIRS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE “ZAMANAT PARTIES”) MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE SITE OR ANY CONTENT OR OPERATION THEREOF. YOU AGREE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK.

No Legal, Tax, or Investment Advice. ZAMANAT IS NOT A LAWYER, TAX ADVISOR, BROKER-DEALER, INVESTMENT ADVISER, OR FIDUCIARY, AND DOES NOT PROVIDE LEGAL, TAX, ACCOUNTING, OR INVESTMENT ADVICE. INFORMATION MADE AVAILABLE VIA THE SITE IS FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE RELIED UPON FOR ANY TRANSACTION OR INVESTMENT DECISION. YOU SHOULD SEEK ADVICE FROM QUALIFIED PROFESSIONALS WHO UNDERSTAND YOUR CIRCUMSTANCES.

Important Notice: TRANSACTIONS INVOLVING TOKENS OR BLOCKCHAIN NETWORKS ARE INHERENTLY RISKY AND MAY BE IRREVERSIBLE, VOLATILE, OR SUBJECT TO NETWORK CONGESTION, FORKS, FAILURES, EXPLOITS, OR SMART-CONTRACT ERRORS. THE ZAMANAT PARTIES DO NOT WARRANT, AND EXPRESSLY DISCLAIM RESPONSIBILITY FOR, THE OPERATION, SECURITY, OR VALUE OF ANY NETWORK, PROTOCOL, SMART CONTRACT, WALLET, OR TOKEN.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ZAMANAT AND ITS SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS, SERVICE PROVIDERS, AND THEIR RESPECTIVE HEIRS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE “ZAMANAT PARTIES”) WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES; OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, BUSINESS OPPORTUNITY, OR FOR LOSS, THEFT, CORRUPTION, OR INACCESSIBILITY OF DIGITAL ASSETS; OR FOR BUSINESS INTERRUPTION—ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE SITE, ANY ZAMANAT CONTENT, MATERIALS, OR FEATURES, OR ANY CONTENT OR SERVICES ACCESSED THROUGH THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF A ZAMANAT PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless the ZAMANAT Parties from and against any and all claims, losses, expenses, demands or liabilities, including reasonable attorneys' fees arising out of or relating to (i) your violation of these Terms or of any applicable law or regulation; (ii) your violation of any third-party right, including any intellectual property right, publicity, confidentiality, property or privacy right; (iii) any disputes or issues between you and any third party; and (iv) any other wrongful or negligent act or omission by you or on your behalf. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.

Termination

We may terminate these Terms at any time without notice or suspend or terminate your Access and use of the Site at any time, if we become aware that you have violated the prohibited uses section and/or the User Representation Section of these Terms.

The following provisions of these Terms shall survive termination of your use of or access to the Site: the sections entitled, Limitations of Use, Indemnification, Disclaimer of Warranties, Limitation of Liability, Waiver, Dispute Resolution, and any other provision that by its Terms survives termination of your use of or access to the Site.

Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Dispute Resolution: We always strive to address your concerns without needing a formal legal case. Before filing a claim, You are requested to try to resolve the dispute informally by sending us a written notice of dispute at [email protected] that includes your name, a detailed description of the dispute, and the relief you seek. We will try to resolve the dispute informally by contacting you via email.

Arbitration: If a Dispute is not resolved within the negotiation period, it will be referred to and finally resolved by arbitration administered by the Dubai International Arbitration Centre (DIAC) under the DIAC Arbitration Rules in force on the date the Request for Arbitration is filed. The seat (legal place) of arbitration will be the Dubai International Financial Centre (DIFC), Dubai, United Arab Emirates. The tribunal will consist of one (1) arbitrator. The language of the arbitration will be English. The award will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Confidentiality: The existence of the arbitration and all related submissions, evidence, and awards will be kept confidential, except to the extent disclosure is required to protect or enforce legal rights, to a court or competent authority, to professional advisers under a duty of confidentiality, or as otherwise required by law.

Restrictions; No Class or Representative Proceedings: To the fullest extent permitted by law, any arbitration (and related proceedings) will be limited to the Parties to the Dispute. No arbitration may be consolidated with any other proceeding. Class, collective, or representative claims or procedures are not permitted in arbitration or otherwise.

Class Action Waiver: To the fullest extent permitted by applicable law, the Parties agree that no claim will be initiated or pursued on a class, collective, or representative basis.

Governing Law: These Terms and any non-contractual obligations arising out of or in connection with them will be governed by the laws of the United Arab Emirates, without regard to conflict-of-laws principles. The DIFC Courts will have non-exclusive supervisory jurisdiction in respect of the arbitration (including applications for interim measures, appointment or challenge of arbitrators, and setting aside).

General Terms

Force Majeure: ZAMANAT shall not be liable for delays, failure in performance or interruption of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence, including pandemics, which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.

Assignment: You may not assign, transfer, novate, or otherwise dispose of any of your rights or obligations under these Terms, whether by operation of law or otherwise, without ZAMANAT's prior written consent. Any attempted assignment in breach of this clause is void. ZAMANAT may assign, transfer, or novate its rights and/or obligations under these Terms, in whole or in part, without your consent: (a) to an Affiliate; or (b) in connection with a merger, acquisition, corporate reorganization, change of control, or sale or transfer of all or substantially all assets or any business line to which these Terms relate.

Waiver: The failure to exercise any right or remedy under the Terms or by applicable law does not constitute a waiver of that right or remedy or affect the validity of the same.

Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the term shall otherwise remain in full force and effect and enforceable.

Entire Agreement: These Terms supersede any previous terms of service or other agreement to which the Parties may have been bound to the extent such previous terms of service or other agreement relates to the Site.

Contact Us

If you have questions, please contact us by e-mail at [email protected]